It can get expensive but Dave Koch Sports has one but it is minus all the financial stuff and me being older I am used to them not having that and personally I would like to leave that sort of stuff to real life. Another option is Draft Day Pro Sports Football from Wolverine Studios. It has the financial stuff but you can set it to where it does not get in your way of having fun. Now with this one though you don't truly own your game whereas with Dave Koch Sports games you do as what you download requires no special key / registration to use it. Finally there is Second and Ten V10 and from what I can tell of it well if you can get it going it should be loads of fun. I would recommend you do your research like anybody else should and with the Wolverine Studios game there is a demo to try out. Also with Second and Ten V10 I am not sure if there is a demo but with like all these games check out YouTube to see various people playing them.
From what i've played if you are looking for free games then you won't have many options but ZenGM/Football-GM is a good game that goes surprisingly in depth for a browser game. The one i use the most though is Draft Day Sports Pro Football. The new one has a great UI and runs very well for what it is. It's price can be steep but it does go on sale quite a bit
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